Money.
Social. Fun.
w/ your pals.
Chat, plan hangouts, pool money, split bills, send Pops, play games, and show up for each other⦠all inside your private circle.
@8pm!! π₯
the laptop fund π«Ά
Hey, Aryan π
3 circles Β· 2 popsEveryone has a group chat.
Not everyone has a Circle.
Your crew's invite-only space to chat, pool money, make plans, split bills, share memes + study notes on #channelsβ¦
where your pals become your power.
π¬ Chat
Your circle is where money, plans, and life come full circle.
Save for something together.
Set a goal. Everyone chips in. Watch it fill. No spreadsheets.
Plan the thing. Split the bill.
Pizza Night π
Mehak's Rooftop Β· Sat 8pm Β· $30
Create plans inside your circle. RSVP. Split the budget. Show up.
Need $500 till Sept.?
Ask a pal.
Send a request, set a repayment date, add gold backing if needed, and keep everything clear between people you trust. No banks. No awkward chats. No interest.
Ask
Send a request with the amount, reason, and repayment date.
Add trust
Add gold backing, a guarantor, witness, or co-signer if needed.
Confirm
Both pals agree before money moves.
Track
Repayments are tracked clearly inside Pals.
Your Pals Score.
Built by you.
Not a credit score. Not a bank rating. It's your reputation inside Pals⦠built from real actions: repaying on time, helping during SOS, contributing to pools, and showing up for your circle.
Drop a Pop.
Watch it disappear.
Send instant Pops to update your pals, create FOMO, or keep a daily streak alive. It pops on their screen⦠then pops out.
It's not a story. Not a status. It's a Pop β¦ just for your pals.
Gold. The all-weather friend behind your money.
Buy digital gold from $1, keep it in your Pals Gold Locker, or use it as backing when lending needs extra trust. Live prices, clear value, and gold that stays inside your circle.
SOS
Stuck. Short. Scared.
One tap and your pals get notified. Emergency money, urgent support, emotional backup⦠your real safety net when life gets messy.
Pay
Scan. Send. Done.
Scan, pay, split bills, contribute to pools, and settle up with your pals⦠all inside your circle.
Play
Dares. Games. Tiny chaos.
Challenges and games that make money, fun, and learning feel social. Play the board game with your pals.
"Rohan lent me $500 in 2 minutes. No interest. No weirdness. This is what Pals is about."
"Our circle hit the Maldives pool target in 9 days. The #pool-updates channel kept everyone honest."
"My Pals Score went from 640 to 810 after I repaid two loans early. My crew actually trusts me more now."
your seat
Your circle is waiting.
Pals is invite-only. Request your spot.
We'll let you in as new circles open up.