PALS
over banks
the future of money
… is social.
pay fast. borrow easy. lend wisely. invest together. all from your pools.
all with your pals. secure. simple. palworthy.
create
your pool
start a shared space where money has meaning.

add
your pals
bring in the people you trust the most.

club
your money
everyone contributes, and the pool grows.

put your
money to work
borrow when you need, lend when you can, invest as a group.


Because your circle > any bank.
and your spends deserve rewards
and duas, your bank can’t match.,
your network = your networth.
on PALS pay,
deserve better.
and so much more.
secure
built with bank-grade protection,
without the bank-grade complications.

gold-backed
your pool is anchored in real gold,
steady when everything else isn’t.
zero interest
borrow without the burden.
no interest. no surprises. no nonsense.
gift collectibles, coupons.
PALS pay is built to showcase you. your tastes. your wins. your collections. explore the skins your scanner can wear. it might just be what you need to find yourself.

BEHOLD
flairs
STELLAR
TAP TO CHANGE ENVIRONMENT











designed for
rizz x rizzq
redeem coins to collect flairs. pin them to your scanner. flaunt your good taste. each flair is crafted for maximum envy.

Purchase
scan and pay
instantly.
Make payments securely using Pals. Enjoy fast checkouts and exclusive rewards every time you scan and pay.

Loan
borrow from pals
and pools.
Access flexible borrowing options directly from your Pals Circle or community pools without paperwork.

Charity
donate to the causes
you care about.
Support meaningful causes and contribute instantly. Every donation helps create real impact.

Invest
invest in curated
projects and startups.
Grow your money by investing in verified, high-potential startups and community-driven projects.

Scan to register for
PALS (Beta)